On June 11, 2026, Chargeback announced it is joining Flex. It stopped taking new signups that day, and the product will stop working on April 15, 2027. If you used it to find and cancel subscriptions, here is what Sparrow can and cannot replace.
The short version: Chargeback was built for one job and did it at scale: its team says it cancelled more than 400,000 subscriptions using AI agents and computer-use. Sparrow covers part of that job. It spots subscriptions in your bank account or email and makes cancellation calls you approve, but it does not try to get refunds on subscriptions you cancel. It also adds things Chargeback never did, such as class action claims and unclaimed property search.
Chargeback facts checked against Chargeback's own pages on November 4, 2026.
| Feature | Sparrow | Chargeback |
|---|---|---|
| Status | Open to new members | No new signups since June 11, 2026; stops working April 15, 2027 |
| Subscription cancellation | AI phone call to the provider, which you start and approve | AI agents using computer-use; could auto-cancel new subscriptions and trials unless you opted out |
| Finding subscriptions and fees | Spots them in your linked bank account or email | Scanned your email, bank accounts and cards; alerts before charges and when trials end |
| Refunds on cancelled subscriptions | Not offered | Tried to get refunds when you were eligible |
| Class action settlement claims | Matches you to settlements and files the claims for you | Not offered |
| Unclaimed property | Free search of all 50 states; you claim on the state’s own site, for free | Not offered |
| Bill negotiation | AI phone call to your internet, phone or utility provider, included in membership | Not offered |
| Price | $3–$7 a month, billed annually, with a money-back guarantee | No longer sold |
| Apps | iPhone and web | iPhone and Android apps keep working for existing members until April 15, 2027; no longer listed in the app stores |
Chargeback is a good product. Here is what it does better, and what Sparrow does that it does not.
Chargeback no longer accepts new signups, so there is no price to compare. Existing members can cancel in the app under Accounts, Settings, Manage Subscription, or through Apple if they subscribed on iPhone. For billing questions, including refunds, its support team is available by email and live chat through the wind-down.
One membership at $3 to $7 a month, billed annually, priced by what your claims are worth. It covers class action claims, unclaimed money search, bill negotiation calls, subscription cancellation calls and late delivery refunds. If you do not earn more than you paid, Sparrow refunds the difference.
What Chargeback and Sparrow each do, and what they cost.
Yes. On June 11, 2026, Chargeback announced it is joining Flex and stopped accepting new signups. The product will stop working on April 15, 2027, and Chargeback says all personal data will then be permanently deleted from its servers.
It keeps working until April 15, 2027. Chargeback says its support team will help with questions, data exports and billing concerns, including refunds, by email at support@joinchargeback.com or by live chat.
Yes, and it is free. You can cancel in the company’s account settings, in your iPhone or Google Play subscription settings for app subscriptions, or by calling the company. A service like Sparrow saves you the time and the hold music.
Not entirely. Sparrow spots subscriptions in your linked bank account or email and cancels them by phone call once you approve. It does not cancel anything automatically, and it does not try to get refunds on cancelled subscriptions, which Chargeback did.
It matches you to class action settlements and files the claims, searches unclaimed property in all 50 states, calls to lower internet, phone and utility bills, and calls retailers about late deliveries. It costs $3 to $7 a month, billed annually.
Spotted something wrong or out of date, including if you work at Chargeback? Tell us and we will fix it.
Sparrow checks settlements, unclaimed money and your bills in a few minutes.