Both help you find class action settlements. Top Class Actions is a free news site: it reports on lawsuits and settlements and sends you to each settlement’s official claim form. Sparrow matches you to settlements and files the claims for you.
The short version: Top Class Actions has covered class action news since 2008, is free to read, and lists far more open settlements than Sparrow covers, plus lawsuits and investigations you can join. Filing a claim yourself on the settlement administrator’s site is free too. Sparrow is for people who would rather not read listings and fill in forms: it matches you to settlements you qualify for, files the claims, and adds unclaimed property search and bill calls.
Top Class Actions facts checked against Top Class Actions's own pages on November 4, 2026.
| Feature | Sparrow | Top Class Actions |
|---|---|---|
| Class action settlement claims | Matches you to settlements and files the claims for you | Lists open settlements and links to each official claim form; you file yourself. It does not process claims |
| Lawsuits and investigations to join | Not offered | Yes, “Lawsuits to Join”; your details can go to the law firms behind them |
| Class action news | Not offered | Yes, news on consumer lawsuits and settlements |
| Unclaimed property | Free search of all 50 states; you claim on the state’s own site, for free | Not offered |
| Bill negotiation | AI phone call to your internet, phone or utility provider, included in membership | Not offered |
| Subscription cancellation | AI phone call to the provider, which you start and approve | Not offered |
| Late delivery refunds | Reads delay notices in your inbox and calls the retailer | Not offered |
| Price | $3–$7 a month, billed annually, with a money-back guarantee | Free to read, with a free weekly newsletter |
| Apps | iPhone and web | Website |
Top Class Actions is a good product. Here is what it does better, and what Sparrow does that it does not.
Free. Top Class Actions’ legal notice says the website is provided without charge. The weekly newsletter is free. The Member Center is an account for following articles and getting updates; its sign-up page lists no price. Filing a claim on a settlement administrator’s site is free as well.
One membership at $3 to $7 a month, billed annually, priced by what your claims are worth. It covers class action claims, unclaimed money search, bill negotiation calls, subscription cancellation calls and late delivery refunds. If you do not earn more than you paid, Sparrow refunds the difference.
What Top Class Actions and Sparrow each do, and what they cost.
Yes. It is a class action news site founded in 2008 by Scott Hardy and run by Top Class Actions LLC in Phoenix, Arizona. It says it is not a settlement administrator or a law firm, and it links you to each settlement’s official claim form.
No. It says it does not process claims and cannot tell you the status of one. You file on the settlement administrator’s site, which is free. Sparrow files claims for you.
Reading the site and the weekly newsletter are free, and its legal notice says the website is provided without charge. Filing a claim through the official settlement site it links to is free too.
You do not have to. Filing yourself is free, and Top Class Actions is a good way to find settlements. Sparrow saves the time it takes to check which ones you qualify for and fill in each form, and adds unclaimed money search and bill calls. If you do not earn more than you paid, Sparrow refunds the difference.
Yes. You can read Top Class Actions for news and investigations and let Sparrow handle the settlements it covers. Just do not file the same claim twice.
Spotted something wrong or out of date, including if you work at Top Class Actions? Tell us and we will fix it.
Sparrow checks settlements, unclaimed money and your bills in a few minutes.