Get refunds back and lower your bills
Sparrow calls retailers when your order arrives late, negotiates your bills, and cancels subscriptions you no longer use. You OK every call first.
How Sparrow works
We'll detect potential refunds on your card
Sparrow finds bank fees, subscriptions, and expenses you don't want.
You OK it, and Sparrow calls
Sparrow's AI agent calls the company's support line and asks for the refund or a lower bill.
Earn your payment back, guaranteed
Earn more than what you paid to Sparrow, or we'll refund the difference
Claim refunds from banks,
online stores, and
your bills
Chase
****0854
Wells Fargo
****1370
American Express
****4932
Chase
****0854
American Express
****4932
Wells Fargo
****1370
Chase
****0854
Wells Fargo
****1370
American Express
****4932
Chase
****0854
American Express
****4932
Wells Fargo
****1370
Here's what people say about Sparrow
This is the easiest process ever. They put all the available class actions in one place. You can choose several at once and fill out the information one after another. It's quick, easy, and convenient to do from your phone. I did it between dropping my kids off at school.
I used to have to print out these claim forms and fill them out by hand. It was a huge pain! I was shocked and delighted to see Sparrow fills out actual claim forms digitally and sends them out with my signature. It makes it super easy to keep up with and actually claim everything I'm eligible for!
How Sparrow finds money you are owed
Five steps from connecting an account to the refund landing back with you.
10,000+
People using Sparrow
$3–$7/mo
Membership, refunded if you don’t claim
- 1
Connect your accounts
Link the accounts your bills are paid from. Sparrow connects through Plaid, so your banking credentials are entered with Plaid rather than with us.
- 2
We scan for refundable charges
Sparrow looks through your transactions for fees, overcharges, and price increases you never agreed to.
- 3
We draft the request
Sparrow prepares the refund or negotiation request with the account details, dates, and amounts the provider will ask for.
- 4
We contact the provider
Sparrow makes the request on your behalf, so you never have to sit on hold or work out who to escalate to.
- 5
The refund reaches you
Approved refunds go back to the account that was originally charged.
Where your refunds come from
Most of what you are owed is not one large sum. It is a series of small charges that were never worth an afternoon on the phone.
Late fees
A single missed due date can trigger a fee that a provider will often reverse on request, particularly for an otherwise good account.
Overdraft and NSF fees
Banks reverse overdraft and insufficient-funds fees more readily than most people assume, especially when they cluster on one day.
Subscription price increases
An introductory rate expires and the charge quietly rises. The increase is often negotiable back down, or refundable if it was never disclosed.
Billing errors and duplicates
The same charge posted twice, or a service billed after you cancelled it, is the most straightforward category of refund there is.
Outage and downtime credits
Internet, mobile, and utility providers frequently owe service credits for outages, but almost never apply them unless you ask.
Fees you were never told about
Administrative, paper-statement, and account-maintenance fees are routinely waived when challenged, and routinely charged when not.
How we protect your information
Bank connection handled by Plaid, not by Sparrow
We read transactions to find refundable charges, nothing more
Sparrow cannot move money out of your account
Frequently asked questions answered
Here are some answers to our most frequently asked questions.
Sparrow finds and files refunds for:
- Late deliveries from Amazon, Walmart and Chewy
- Internet, phone and utility bills that can be lowered
- Bank fees and overdraft charges
If there's a refund opportunity, we go after it.
Link your email and bank card. Sparrow scans your receipts and transactions for late deliveries, bank fees and bills it can lower. You OK each call, and Sparrow's AI agent makes it for you.
Usually not. Once you OK a call, Sparrow's AI agent makes it and tells you how it went. Some companies ask to confirm a detail with you first, like an account PIN or a texted code.
Refund assistance is included in your Sparrow membership at $3 to $7 per month (billed annually, based on what your claims are worth). The membership also includes class action claims, unclaimed money search, and subscription cancellation.
Your membership is backed by Sparrow's money-back guarantee — if you don't earn more than what you paid, we'll refund your money.
Link your email and bank card. It takes about 2 minutes. Sparrow tells you what it finds and asks before each call.
Get started with Sparrow
Sparrow calls about late orders, lowers bills and goes after bank fees.
You OK every call first.