If your personal information was compromised in the Mortgage Investors Group data breach, you can file a claim. The alternative cash payment is $45 with no documentation, and a year of credit monitoring with $1 million of fraud insurance is available. The deadline is November 19, 2026.
Your personally identifiable information was implicated in the Mortgage Investors Group, Inc. data incident.
The class covers people whose personal information was compromised in the incident. The case is White v. Mortgage Investors Group, Inc., No. 25-0350-III, in the Chancery Court for Davidson County, Tennessee.
The $45 is subject to pro rata reduction if valid claims exceed the aggregate cap of $925,000, so a heavily subscribed claims period lowers every payment. Documented losses of up to $2,000 are part of the settlement but are not filed through Sparrow.
You can also file directly with the settlement administrator. Read the official settlement notice for the full terms.
Mailed claim forms go to:
MIG Data Incident Settlement c/o Settlement AdministratorWhat the claim form asks for:
Common questions about this class action settlement.
A flat alternative cash payment of $45 and one year of CyEx Financial Shield Complete credit monitoring, which includes $1 million of fraud insurance. Neither requires proof of a loss. Enrolling in the monitoring does not reduce the cash payment, so class members can take both.
The settlement provides up to $2,000 for out-of-pocket losses that a class member can document. Sparrow does not file that option. If you have records showing money the breach cost you, file directly with the settlement administrator so you can attach the supporting documents to the claim.
Yes. Payments are subject to pro rata reduction if the total of valid claims exceeds the $925,000 aggregate cap. An aggregate cap limits the class as a whole rather than one person, so the more claims are approved, the smaller each individual payment becomes.
A mortgage file collects more than a name and an email: it holds income, account numbers, employment history and often a Social Security number, gathered in one place for underwriting. That concentration is what makes lender breaches attractive to attackers and why these settlements usually include credit monitoring.
Claims must be received no later than November 19, 2026, which means online submission or mail delivery by that date rather than a postmark. The official site is MIGDataSettlement.com and the administrator can be reached at 1-(833) 421-7351.
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