The MGM class action settlement has become a pivotal case for individuals affected by the notorious data breaches at MGM Resorts. With breaches occurring in both 2019 and 2023, sensitive personal information was compromised on a massive scale. This blog post aims to provide you with a comprehensive guide on everything related to the settlement—from who qualifies and how to file a claim to the expected payouts and important deadlines.
Whether you’re directly affected or just seeking to stay informed, our guide also explains how services like Sparrow can help simplify your claim submission, ensuring you never miss a critical deadline.
Background of the MGM Class Action Settlement
The origins of the MGM class action settlement trace back to significant data breaches that rocked MGM Resorts International. In July 2019 and again in September 2023, two major breaches compromised sensitive consumer data. The breaches exposed a wide range of personal information including names, addresses, phone numbers, email addresses, birth dates, driver’s license numbers, military identification numbers, passport numbers, and even Social Security numbers. Such vast data exposure raised serious concerns about the company’s cybersecurity protocols and the measures in place to protect guest information.
The class action lawsuit alleged that MGM Resorts International failed to implement reasonable cybersecurity measures to safeguard its systems. Plaintiffs argued that had MGM taken more robust steps to protect data, the breaches could have been prevented. Instead, the data ended up on various forums and databases, potentially opening the door to identity theft and fraud for millions of guests. This led to a consolidated legal effort to hold MGM accountable for its oversight.
As a global entertainment company, MGM operates hotels and casinos not only in Las Vegas but also in locations such as Macau and Japan. The extensive scale of its operations only amplified the impact of the breaches, affecting individuals across multiple regions. The lawsuit ultimately resulted in MGM agreeing to a $45 million settlement to resolve the claims without admitting wrongdoing. This settlement covers individuals whose private information was compromised and who received notice from MGM regarding the breach.
For many, the settlement offers more than just a financial payout. It provides a sense of accountability and the reassurance that steps are being taken to remedy the fallout from inadequate cybersecurity measures. Detailed documents and notices were sent to those impacted, and the case continues to serve as a critical example of how companies must safeguard consumer data in an increasingly digital world.
Who Is Eligible to File a Claim?
Eligibility for the MGM class action settlement is defined by clear criteria:
- Affected Individuals:
You must be a person whose personal information was compromised in the July 2019 and/or September 2023 data breaches. - Receipt of Notice:
Only those who received a notice from MGM informing them of their inclusion in the settlement are eligible to file a claim. - Type of Information Compromised:
The settlement benefits vary based on the nature of the compromised data. This includes sensitive data like Social Security numbers, passport numbers, and driver’s license numbers, as well as personal details such as names and addresses. - Proof of Impact:
If you are claiming reimbursement for financial losses, you must provide documentation such as:- Credit card or bank statements
- Invoices, telephone records, or receipts
- Geographical Eligibility:
Although MGM operates globally, the settlement primarily benefits those who were notified and directly affected by the breaches in the U.S.
This careful delineation of eligibility ensures that only those truly affected by the data breaches are able to benefit from the settlement.
How Much You Can Receive From The Settlement
The MGM class action settlement offers varying benefits based on the type of data that was compromised. Here’s a brief outline of the potential awards:
- Flat Cash Payments:
- Social Security or Military Identification Numbers: $75 payment
- Passport Numbers or Driver’s License Numbers: $50 payment
- Names, Addresses, and/or Dates of Birth: $20 payment
- Reimbursable Claims:
If you experienced documented financial losses due to the breach, you could be eligible for reimbursement up to $15,000. This includes losses incurred due to fraud, identity theft, professional fees, credit expenses, and more. - Additional Benefits:
Every eligible claimant is also entitled to one year of free financial account monitoring, which includes:- Three-bureau identity theft protection
- Credit monitoring services
- At least $1 million in fraud and identity theft insurance
The exact amount you receive will depend on the specific nature of the compromised information and any documented losses. This tiered approach aims to provide fair compensation to all affected class members.
How to File a Claim
If you believe you’re eligible for the MGM class action settlement, filing a claim is your next step. The process has been designed to be as straightforward as possible.
- Visit the Official Settlement Website:
Access the dedicated website for complete instructions and secure claim submission. - Gather Documentation:
Ensure you have proof that your information was compromised. This may include:- Hotel booking confirmations
- Notices from MGM regarding the data breach
- Financial records if you are claiming reimbursement for documented losses
- Complete the Claim Form:
Fill out the online claim form with accurate details. Review all information carefully before submission. - Submit Before the Deadline:
All claims must be submitted by June 3, 2025. Late submissions may result in forfeiture of your rights under the settlement. - Utilize UseSparrow for Assistance:
For added ease, consider using Sparrow. This platform offers tools to help streamline your claim process, ensuring that you complete every step accurately and on time.
Important Deadlines
Staying on top of deadlines is crucial for ensuring you receive your settlement benefits. Below are the key dates related to the MGM class action settlement:
- Claim Form Submission Deadline:
All claims must be submitted by June 3, 2025. This is your last chance to file for the settlement. - Exclusion and Objection Deadline:
Any objections or requests to be excluded from the settlement must be filed by May 19, 2025. This deadline is critical if you believe you do not qualify. - Final Approval Hearing:
The final approval hearing for the settlement is scheduled for June 18, 2025. This date marks the last step before the settlement terms are finalized and benefits distributed.
Make sure to mark these dates on your calendar. For the most current updates, refer to the official settlement website at MGMdataSettlement.com.
Additional Information & Tips
- Avoid Duplicate Claims:
When filing your claim, double-check that you have not already submitted your claim, as duplicate claims can harm other eligible class members. - Read the FAQ Section:
The Settlement Administrator’s website has a comprehensive FAQ section. This can help clarify any uncertainties regarding eligibility and claim submission. - Seek Professional Advice:
If you’re unsure about any aspect of your claim, it might be worthwhile to consult a legal professional. Many attorneys offer free consultations for class action settlements. - Stay Informed:
Data breach settlements can involve updates or changes. Keep an eye on the official channels for any new announcements or deadline modifications.
Final Words
In summary, the MGM class action settlement offers a critical opportunity for individuals whose personal data was compromised in the 2019 and 2023 breaches at MGM Resorts International. With a $45 million settlement fund, eligible claimants can receive flat cash payments based on the sensitivity of the compromised data, along with reimbursement for documented financial losses—up to $15,000. Every class member is also granted one year of free financial account monitoring to mitigate the ongoing risks of identity theft.