This settlement's filing deadline passed on August 17, 2026. Browse active settlements
EMM Loans Class Action Settlement
This settlement covered people in the United States whose personal information was implicated in the EMM Loans data incident discovered in February 2024, including anyone who received a notice of the breach. Class members could claim a one-time alternative cash payment of $50 with no proof, and could enroll in two years of credit monitoring. The deadline was August 17, 2026, and claims are now closed.
- Payout up to $50
- Payment Subject to pro rata adjustment
- Deadline August 17, 2026
- Proof required No
- Category Data breach
- Administrator EMM Loans Data Incident Settlement c/o Settlement Administrator
- Updated September 5, 2026
What this settlement covers
Resided in the United States and had PII implicated in the EMM Loans data incident discovered in February 2024, including individuals who received notice of the breach.
The class covered United States residents whose personally identifiable information was implicated in the incident. The case was Lehrbach v. EMM Loans, LLC, No. 1:25-cv-02040, in the District of New Jersey.
What you can claim
- A one-time alternative cash payment of $50, with no proof required.
- Two years of CyEx Financial Shield Complete credit monitoring, if enrolled.
How payment works
Claims mailed in were paid by paper check. Unreimbursed economic loss and lost time claims were part of the settlement but were not filed through Sparrow.
Filing this claim
The claim deadline passed on August 17, 2026, so the settlement administrator is no longer accepting claim forms. If you filed before the deadline, payment timing is set by the administrator, not by Sparrow.
Read the official settlement notice for the full terms and the administrator’s contact details.
The administrator was:
EMM Loans Data Incident Settlement c/o Settlement AdministratorP.O. Box 25226
Santa Ana, CA 92799-9958
EMM Loans Class Action Settlement FAQs
Common questions about this class action settlement.
Who was covered by this settlement?
People who resided in the United States and had personally identifiable information implicated in the EMM Loans data incident discovered in February 2024. Receiving a notice of the breach put a person in the class. The case was Lehrbach v. EMM Loans, LLC in the District of New Jersey.
What could class members claim?
A one-time alternative cash payment of $50 that required no documentation, and enrollment in two years of CyEx Financial Shield Complete credit monitoring. The settlement also provided for unreimbursed economic losses and lost time, but those claims had to be filed directly with the administrator rather than through Sparrow.
Was proof required?
Not for the alternative cash payment or the credit monitoring. Both were available on a self-certified claim. Documented loss claims required records showing the loss and its connection to the incident, which is why they were handled directly by the settlement administrator.
Can I still file a claim?
No. Claims had to be submitted online, by email, or postmarked by mail no later than August 17, 2026, and that deadline has passed. This page stays up as a record of what the settlement covered. The official site was EMMLoansDataSettlement.com.
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